I fall under C&W Level 2 with a little bit of occasional overlap with C&W Level 3, but only on the following bullet points: “Hands moving, still not in underwear zone,” “Feel hot, sweating,” and “More frantic and lose some control,” but if control is lost, it is always regained or interrupted before things progress too far.
My romcoms are by Christian publishers and written from a Christian worldview, but several of them have no overt faith content on the page.
As far as swearing goes “Crap,” which is sometimes in my books,, but that’s about as bad as it gets for me.
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